How does the Splint Invest community actually invest?
With Splint Invest being home to thousands of investors, we can safely say we have a fair observation of habits. To put things into retrospect, here are some key attributes of our best users. Most invest monthly, a small group quarterly, and a few on an ad hoc basis:
📈 Portfolio size after 1 year of joining: Anywhere from 5.000-70.000 EUR
Portfolios tend to grow over the months as we continuously release new categories throughout the year. For example, a user might join today and start small, but in reality, he/she is just waiting for a new category to be released, or planning to invest monthly overtime.
🧓 Average age: 37.2
Time is on your side! The earlier you start investing, the longer your money has to grow and compound. By starting to invest early, even with small amounts, young professionals can take advantage of the power of compounding and and stay ahead of inflation by potentially generating returns that exceed the rate of inflation.
💶 Average monthly investment: 597 EUR
There are no rules here, this is purely based on your financial standing and risk tolerance. Given that we normally release 4 assets a month, such an average is a great spread given you opt for more than one investment.
On average, users invest per month in 3.2 assets
Most of our users start understanding the concept of diversification even more after joining us, and therefore start to see the value in investing in a range of categories.
The figures above can serve as a benchmark for new investors looking to learn from ones that have been in the game for a little longer. Successful investors have a portfolio that includes a range of asset classes and investment styles, which can help to mitigate risk and potentially increase returns over the long term. By observing the investment decisions of successful investors from the figures above, you can start building your own portfolio today; you are not alone!
Why do most of our users invest monthly?
Investing can be done routinely as part of a long-term financial strategy. By investing regularly, you can take advantage of dollar-cost averaging, which means investing a fixed amount of money at regular intervals, regardless of market conditions. This can help smooth out the volatility of the markets and potentially reduce the impact of short-term price fluctuations on your portfolio. Investing routinely also allows you to benefit from compounding, which is the growth of your investment returns over time. By reinvesting your earnings, you can earn returns on your original investment as well as on your earnings, which can lead to significant growth over the long term. However, it's important to note that investing always involves risk, and it's important to have a solid understanding of your investment strategy and the risks involved before you start investing. It's also important to regularly review your investments to ensure they align with your financial goals and risk tolerance.
At the core of our business is a team that works extra hard every day to ensure the best customer experience for our investors. We aim to offer assets that make investors want to come back. Investors are more likely to return if they have a positive experience and perceive value in the investment product or service that they receive from us.