Here you will find the answers to the most important questions. If you have further questions, you will find a detailed FAQ section including explanatory videos in the app.
What are alternative investments?
Alternative investments are investment opportunities that have no or only a small correlation with traditional financial markets. Examples are luxury goods, commodities or private equity. Traditional investments would be shares or bonds.
What’s Splint Invest?
Our app is a platform that enables you to buy digital shares in alternative investments. We want to make this type of investment accessible to a broader audience. Because until now, it’s mainly wealthy people who can afford to invest in things like barrels of whiskey or luxury watches. You can buy Splints starting from as little as €50.
What’s a Splint?
A splint is a digital unit that defines the co-ownership of a physical asset. Example? A watch with a value of €10’000 is divided into 200 splints. Each of them has a value of €50. You buy two of them. You now own one percent of the watch.
How safe are the assets and their value?
For each Splint there is a real physical asset. The number of splints per physical asset is predefined and limited. Each asset is insured accordingly and stored under optimal conditions. So, if someone was to steal or damage an asset, you are covered. But of course, there is no guarantee for an increase in the value of each asset.
What are the investment costs?
At maturity, when an asset is sold, you will be charged a flat fee of 2% of the sales price on a pro-rata basis. This fee covers our expenses in connection with the sales process. There are no running costs when you invest in Splints. The variable costs for storage and insurance are already included in the splint price of €50. You can find all details in the factsheet of the respective investment.
In addition, we charge an annual research contribution of €3. The research contribution is valid for 12 months and allows you to buy as many splints as you want within these 12 months. If you do not buy any more splints after the 12 months, we will not charge you a research contribution.
There are no deposit fees or other hidden fees with Splint Invest. There is also no withdrawal fee when you transfer your money back out of Splint.
Some more questions?
Transparency is very important to us, so we’re happy to answer your questions. Just send us an email at email@example.com and we’ll get back to you.