Core-Satellite Strategy – Build a Balanced, Modern Portfolio
Experienced investors know: stability and growth don’t have to be mutually exclusive. The core-satellite strategy combines both – a reliable foundation with targeted, high-potential investments.
What is the Core-Satellite Strategy?
The portfolio is divided into:
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Core: Broad-based, low-cost, long-term investments (usually ETFs or index funds).
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Satellites: Smaller, targeted bets on specific themes, sectors, or asset classes – higher risk, but higher potential.
Typical allocation: 70–80% core, 20–30% satellites.
Key Benefits:
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Balance: Capture broad market growth while exploring niche opportunities.
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Cost-effective: ETFs keep your portfolio lean on fees.
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Flexible: Use satellites to test new ideas or ride trends.
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Risk-managed: Clear structure keeps portfolio volatility in check.
How to Apply the Strategy – Digitally and Easily
Core: ETFs with Findependent
Findependent helps you build a fully diversified ETF portfolio that matches your risk level – digital, transparent, and affordable.
Allocation: 70–80%
Goal: Long-term capital growth
Satellites: Targeted Growth Investments
LEND: Direct Lending
LEND offers you access to the Swiss credit market and thus investment opportunities in three types of loans:
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Loans to individuals
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Corporate loans
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Mortgage-backed loans
You act like a bank and earn attractive, predictable interest – especially valuable in times of rising inflation. Crowdlending is one of the typical “fixed-income assets” that provide a constant return.
Conda: Startup Investing
Conda allows you to invest in early-stage companies with growth potential. Higher risk, but big upside.
Splint Invest: Alternative Assets
Splint Invest opens the door to exclusive assets – art, classic cars, wine, sneakers, rare Pokémon cards – all starting from just €50.
Typical allocation per satellite: 5–10%
Goal: Innovation, diversification, return potential
Structure creates stability – satellites offer opportunity. With a strong core (e.g. Findependent) and smart satellites (e.g. LEND, Conda, Splint Invest), your portfolio can be both robust and exciting.
In an economic landscape currently defined by volatility and unpredictability, investors are increasingly seeking alternative assets that offer stability, hedge, and long-term growth. Art, and particularly works by established artists, has emerged as one of the most attractive asset classes in this environment.
Luxury means different things to different people. For some, it's about owning a piece of craftsmanship - a watch, a rare car, or a designer handbag - to enjoy, showcase, and take pride in. For others, luxury is an asset class, a smart way to diversify their portfolio and benefit from long-term value appreciation. But what if you could do both?
