Core-Satellite Strategy – Build a Balanced, Modern Portfolio
Experienced investors know: stability and growth don’t have to be mutually exclusive. The core-satellite strategy combines both – a reliable foundation with targeted, high-potential investments.
What is the Core-Satellite Strategy?
The portfolio is divided into:
-
Core: Broad-based, low-cost, long-term investments (usually ETFs or index funds).
-
Satellites: Smaller, targeted bets on specific themes, sectors, or asset classes – higher risk, but higher potential.
Typical allocation: 70–80% core, 20–30% satellites.
Key Benefits:
-
Balance: Capture broad market growth while exploring niche opportunities.
-
Cost-effective: ETFs keep your portfolio lean on fees.
-
Flexible: Use satellites to test new ideas or ride trends.
-
Risk-managed: Clear structure keeps portfolio volatility in check.
How to Apply the Strategy – Digitally and Easily
Core: ETFs with Findependent
Findependent helps you build a fully diversified ETF portfolio that matches your risk level – digital, transparent, and affordable.
Allocation: 70–80%
Goal: Long-term capital growth
Satellites: Targeted Growth Investments
LEND: Direct Lending
LEND offers you access to the Swiss credit market and thus investment opportunities in three types of loans:
-
Loans to individuals
-
Corporate loans
-
Mortgage-backed loans
You act like a bank and earn attractive, predictable interest – especially valuable in times of rising inflation. Crowdlending is one of the typical “fixed-income assets” that provide a constant return.
Conda: Startup Investing
Conda allows you to invest in early-stage companies with growth potential. Higher risk, but big upside.
Splint Invest: Alternative Assets
Splint Invest opens the door to exclusive assets – art, classic cars, wine, sneakers, rare Pokémon cards – all starting from just €50.
Typical allocation per satellite: 5–10%
Goal: Innovation, diversification, return potential
Structure creates stability – satellites offer opportunity. With a strong core (e.g. Findependent) and smart satellites (e.g. LEND, Conda, Splint Invest), your portfolio can be both robust and exciting.
