Plan B for Your Portfolio: Why Tangible Assets Matter More Than Ever 

A recap of our webinar with Dr. Aurelio Perucca, CEO of Splint Invest: While stocks and crypto markets are known for their volatility, the key message is that your wealth doesn’t have to be affected by these fluctuations. 

The starting point: 

Recent months have shown how fragile traditional investment portfolios can be. Crypto and stocks move almost in sync – and that’s the issue: diversification within the same system is no longer enough. 

The solution: 

Alternative tangible assets like art, wine, luxury watches or Pokémon cards have historically shown lower correlation with financial markets. They can help stabilize your portfolio – and with Splint Invest, are accessible to private investors from just 50 EUR/CHF/GBP. 

Some highlights from the webinar: 

Markets in turmoil

• Recent SPI–Nasdaq correlation: 0.42 – way too high for true diversification. 
• High volatility creates uncertainty – and raises the risk of emotional decision-making. 

Tangible assets as “Plan B”

• Low correlation with traditional markets 
• Inflation protection through physical scarcity 
• Emotional demand & cultural relevance 
• Double-digit returns on realized exits (e.g. +64% with wine in 29 months) 

Splint Invest: Simple & transparent

• Invest via app from 50 EUR/CHF/GBP 
• Independent valuations, secure storage, full insurance 
• Secondary market (Thu–Sun) as emergency exit with ~150,000 EUR monthly liquidity 

For larger tickets: The regulated fund

• Minimum investment: 10,000 CHF 
• 5-year term, bankable & ISIN-eligible 
• Asset mix: art, cars, wine, whisky and more 

Conclusion: 

In times like these, a 60/40 portfolio just isn’t enough. If you invest today, you should think about tomorrow – and finally take real diversification seriously. Tangible assets offer exactly that – digital, accessible and transparent. And sometimes, with incredible stories behind them.